At the IPTF, we believe safeguarding income is not a luxury – it’s a necessity. Traditionally, our focus has been on conventional income protection however, we’re committed to ensuring that every person has the opportunity to secure the income protection they deserve. Here, we provide educational content on ASU (Accident, Sickness, Unemployment) and accident-only propositions so you can better support these clients.
ASU Explained: IP - One Size Doesn't Fit All - IPAW 2025
Discover the role of ASU as a flexible short-term income replacement option when traditional long-term IP isn’t the right fit. This session breaks down what ASU covers, the key considerations for advisers, and how it fits into today’s evolving protection landscape. If you work in advice, protection strategy, underwriting or claims, this is a clear and practical guide to when ASU is the right solution and when it isn’t.
ASU Matrix
The ASU Matrix is a practical, side-by-side guide to Accident, Sickness & Unemployment products. It gives advisers a clear, at-a-glance view of provider options and helps quickly identify suitable solutions for clients who may not fit traditional Income Protection. Designed to be simple, accessible, and adviser-focused, the matrix supports better conversations with clients and provides a valuable alternative to traditional IP.
