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Welcome to iptf

Helping more people become financially resilient and reducing the protection gap

Who are we?

iptf exists to help more people across the UK become financially resilient and to reduce the protection gap. We believe the best outcome for every customer is having the right protection in place, in whatever form best meets their needs. Income shocks come in many forms, so we champion resilience insurance: the individual protection solutions that help people safeguard their income, their families and their future. To achieve this, we bring together insurers, advisers and industry stakeholders to lead the conversation on financial resilience and drive better customer outcomes.

Adviser Tools

We give advisers practical, ready-to-use tools that make protection conversations easier. From underwriting guides and a glossary of terms to product matrices and consumer videos, our tools help advisers confidently explain a wider range of personal protection products.

Education

We’re committed to enhancing adviser and consumer understanding of income protection and the wider range of individual protection products. Through initiatives like IPAW, 7 Claims Chapters and the Let’s Talk IP podcast, we make protection clear, accessible and relevant to real lives.

Collaboration

Real progress happens when the industry works together. Through events such as IPAW and close partnerships with insurers, reinsurers, distributors, advisers and affiliates, we work collectively to reduce the protection gap and support advisers in having more income protection conversations.

Insights

Our research and insights help build a deeper understanding of the protection gap and market trends, ensuring people can access the protection that best meets their needs. We signpost the latest reports and research from members and affiliates, bringing the industry’s best thinking together in one place.

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How to use our website:

Our website is your hub to discover, learn and be inspired. Whether you’re looking for educational resources, details of our industry collaborations, the latest insights or practical adviser tools, we’ve organised everything into clear sections so you can quickly find what you need and explore new ideas along the way.