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This film looks at the extra support provided with income protection policies. Our seven families often found this support as valuable as the income that they received and this film provides an insight into how many different forms this extra support can take.
WHAT’S HAPPENING IN THE IP WORLD



Richard Walsh: Divorce – Adviser Support is Vital
20 Oct 2020
Kara Gammell’s recent article pointed out that since the nationwide lockdown was enforced to curb the spread of Covid-19, Co-op Legal Services said it had seen a 42% increase in divorce […]
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Kara Gammell: How to protect yourself when renting.
20 Aug 2020
Last week, my friend Kate got her dream job in Suffolk. Naturally we celebrated her success together, and after the bubbly started flowing, we found ourselves on Rightmove, looking for […]
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Richard Walsh: Changing employment patterns mean new challenges for IP advisers
11 Aug 2020
Before Covid the UK workforce had already changed considerably. Earlier this year the BRHG hosted a very interesting discussion from Ben Glover an author of the DEMOS (www.demos.co.uk) report on […]
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Kara Gammell is interviewed on Radio 4’s You & Yours programme
07 Aug 2020
Freelance journalist Kara Gammell was recently interviewed on Radio 4’s You & Yours programme. She mentioned the IPTF in the interview which you can listen to in full here (Kara’s […]
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Protection Guru: Making Income Protection add up for teachers
29 Jul 2020
After four months of home schooling during the Coronavirus lockdown, the pressure on teachers is mounting. Tasked with getting children safely back into school to catch up – thereby getting […]
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Protection Guru: How to compare Income Protection to state benefits
06 Jul 2020
As people that work within the protection industry we are all well aware of the financial impact could be if a client fell ill and was unable to work. As […]
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Kara Gammell: Why real-life stories matter more than statistics alone
16 Jun 2020
It’s been more than 15 years since the protection industry started publishing statistics which show how many successful claims are made each year. Yet, although the most recent figures from […]
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Renting or buying? Income protection fit for the future
29 Jun 2020
Mortgage? Rental? – Let’s keep things simple Aviva Protection Propositions Manager Julie Higman We have all seen our lives dramatically impacted in the first half of 2020 due to the […]
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Protection Guru: Fracture cover – Helping consumers with short term income loss
13 May 2020
Suffering a fracture can lead to unforeseen financial stress particularly for those who have physically demanding occupations. Fractures can make it difficult or even impossible for clients to work for […]
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Kara Gammell: the value of added value services
06 May 2020
After six full weeks in lock down with a six year old, I’ve stopped counting how many times I have shouted: “Be careful! This is NOT the time for us […]
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Richard Walsh: Coronavirus – Welfare or IP?
17 Apr 2020
A few weeks ago when Italy was at the centre of the current lockdown, and we were waiting our turn, the Guardian published a powerful letter by the Italian author […]
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Richard Walsh:ABI asked to issue guidance on index linking for IP
25 Sep 2019
At the last IPTF meeting we had a discussion about index linking of IP insurance and its effect on premiums and you will have seen the Cover article and […]
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The Minimum Benefit Guarantee – A Safety net for Income Protection plans
02 Apr 2020
Changes in working patterns is causing greater fluctuations in individuals’ income during their careers. Workers are increasingly making career moves or switching to part-time roles as they grow older, which […]
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Protection Guru: Coronavirus Microsite
18 Mar 2020
To help advisers get to grips with the fast moving COVID-19 situation and the impact this is having on protection, we have created pages dedicated to answering the questions you […]
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Kara Gammell: How to protect yourself when you work in the gig economy
06 Feb 2020
Do you work for yourself? Do you get paid by many different sources, rather than just one big client? If you answered yes, then you are one of the 10 […]
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iPipeline and Protection Guru partner for product comparison
30 Jan 2020
Users of iPipeline’s SolutionBuilder service will be able to compare additional services, such as GP access, counselling and fracture cover and second medical opinion, for up to five policies at […]
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Richard Walsh: 2020 – All change for private renters
08 Jan 2020
The Conservative manifesto promised a better deal for the many families in the private rented sector. It contained four key promises – abolish no fault evictions; a lifetime deposit which […]
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Kara Gammell: Your website needs to be accessible – anything else is just bad business
03 Jan 2020
You are probably already aware of the important role that your website plays in bringing new customers to your business, but it is all too easy to overlook online accessibility. Have you ever considered how your […]
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Kara Gammell: HOW IP and CI complement each other
29 Oct 2019
By Kara Gammell How long would your savings last if you became unwell and could no longer work for an extended period of time? The average working adult has enough […]
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Andrew Wibberley: Ratings, exclusions and the customer
15 Oct 2019
A few years ago now I was lucky to learn how to underwrite from a collection of experienced heads that form a key part of anyone’s apprenticeship. A fundamental part […]
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The consequences of lying by Kara Gammell
19 Sep 2019
Lying. Let’s face it – we’ve all done it. Some of us more than others, but no one is immune to a bit of dishonesty from time to time. Sometimes […]
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Universal credit puts home savers at risk of financial catastrophe
24 Sep 2019
Photo credit Sabine Peters https://www.kredite.org/
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Andrew Wibberley considers Income Protection and mental health
31 Oct 2018
Income Protection and mental health are very closely linked. Mental health is one of the top two causes for IP claims at all insurers, and should be part of the […]
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GUIDE TO IP
It can be hard to know where to start when thinking about buying IP. With that in mind we’ve put together a guide which explains what the product is, how much you could expect to pay and the different ways that you can buy IP
Find out more