We’re the Income Protection Task Force, but you can call us the IPTF. Since 2005, we’ve been working to raise awareness and boost sales of income protection across the UK.
We’re a not-for-profit group funded by our members, who make up most of the personal protection industry.
Our goal? Simple. We want more people to know about and benefit from income protection.
Jo Miller
Managing Director
Jo Miller is the Managing Director at the IPTF, a consultant at Protection Review and Director at BeauMiller.
She has over 20 years’ experience in financial services having previously worked in the Financial Services practice at EY in the central operations teams before joining the protection industry after the birth of her two sons.
In 2024, Jo won the Outstanding Contribution to the Industry Award at the Cover Women in Protection and Health Awards and Insurance Leader of the Year at the Cover Excellence Awards.
Vicky Churcher
Executive Director
Vicky is Executive Director of the IPTF, Non-Executive Director for Cirencester Friendly and Director of Vicky Churcher Consulting.
She has over 30 years’ experience in financial services and was previously the Intermediary Director at AIG and held senior sales, marketing and distribution roles at Ageas and Bupa.
Vicky has received recognition in the industry, winning 3 major awards in 2023 including: Lifetime Achievement Award – Protection Review, Outstanding Industry Contribution – Women in Protection & Cover Awards and Outstanding Contribution- Lifesearch.
Peter Le Beau
Non Executive Director
Peter Le Beau, MBE, is a Non-Executive Director of the IPTF and has been involved in the protection industry at a senior level for over fifty years.
Following 30 years in reassurance, he held a number of non-executive roles, including Chairman of FINEOS and Non-Executive Director of Exeter Friendly and Red Arc. He was also a co-founder of the IPTF and the Protection Review.
In 2009, he was awarded the MBE for services to protection insurance and charity. He has received several industry awards, and in 2007, Cover magazine voted him the most influential person in the UK protection market over the previous twenty years.
Christine Husbands
Non Executive Director
Christine is a Non-Executive Director of the IPTF and has over 20 years board experience in financial services.
She has held several Finance Director roles, was Managing Director of the value-added service RedArc for many years and, until very recently, Commercial Director.
Christine has been recognised by the industry; 2022 winner of the Scottish Widows Marius Barnard Award and Outstanding Contribution to the Industry – Women in Protection & Health 2025.
Neil Ewing
Non Executive Director
Neil Ewing is a Non-Executive Director of the IPTF and has over 40 years experience in the Lloyd’s of London Insurance Market.
He was worked at a Board level in Analytical, Investor Relations, and Company Secretarial roles for a number of insurance businesses, including companies listed on the London Stock Exchange.
Imogen Husbands
Marketing
Imogen is the founder of the creative agency Haus of Digital, with over six years’ experience delivering marketing for clients across various industries.
She currently supports the IPTF with its marketing activity and was recently recognised within the protection industry, having won Cover’s Women of the Year – Marketing award.
Maya Reid
Operations Manager
Maya is Operations Manager at the IPTF, where she oversees everything from data analytics and website management to broader operations, digital and IT.
In recognition of this work, Maya was awarded Women of the Year – Technology at the 2026 Cover Women in Protection and Health Awards
Our Projects
The IPTF delivers a range of projects that educate, connect and champion income protection, from industry events that bring members together to adviser-led initiatives that share real-world insight and experience. Through programmes such as IPTF Ambassadors and 7 Advisers, we amplify trusted voices to raise awareness, encourage collaboration and strengthen understanding across the sector.
7Advisers
The 7 Advisers campaign follows 7 advisers throughout the year, offering a behind-the-scenes look into their professional lives as they raise awareness of, and champion, income protection.
Ambassadors
Building on the success of our 7Advisers campaign, our dedicated advisers have continued their journey with us as IPTF Ambassadors.
Events
Bringing together members, affiliates, and industry experts, our mid-year events are packed with education, collaboration, and practical insight.
Our Members, Affiliates and Distributors
Real progress happens when we work together. At the IPTF, we bring Insurers, Advisers and key stakeholders together to share insight, challenge thinking and drive meaningful change. Our members, affiliates and distributors play a vital role in supporting our work to grow the Income Protection market and improve financial resilience across the UK.
Our Members
We partner closely with insurers, reinsurers, support services and technology providers across the personal protection industry to help drive greater engagement with Income Protection.
Our Affiliates
We work hand in hand with our affiliates to raise awareness and understanding of Income Protection. By uniting our efforts, we can better support both professionals and consumers when they need it most.
Our Distributors
We work collaboratively with distributors across the industry to equip advisers with the knowledge, insights and tools they need to succeed. By sharing expertise, highlighting market trends and providing practical resources, we make it easier for brokers to confidently engage clients in meaningful conversations about Income Protection.
