Tools
We will continually add tools and resources here that you might find useful:
General context
https://themoneycharity.org.uk/money-statistics/
Benefits Calculator
Turn2us
Turn2us is a national charity helping people when times get tough. They provide financial support to help people get back on track and their website includes a useful benefits calculator. Click here to visit their website and then click on Use the Benefits Calculator
IPTF Language Comparison tool
Before we get into tools and calculators, here’s our very own IPTF language comparison tool in case there’s any abbreviations or jargon that you’re about to see along with some very useful links. We’ve compared the terms that different insurers use to mean the same thing and compiled the answers in a handy comparison table which you can download by clicking the link below:
IPTF Claims Guide for the Self Employed
This short guide offers practical tips to enable advisers to help ensure the claims
process goes swiftly and smoothly for self employed and small business
policyholders/members. It promotes proactive engagement through the duration of
the IP policy and uses case studies to highlight the impact of financial evidence on IP
claims.
IPTF Claims Guide for the Self Employed
Insurer Tools
Percy The Protection Calculator | ABI
Aviva Tools
Click here to access tools and calculators including an adviser calculator for maximum benefit and dual and deferred benefit split
Legal & General Tools
Click here to access the L&G Adviser Toolkit. There are some specific links below which you may also find helpful:
LV Tools
- Protection Matchmaker
- Risk Reality Calculator
- IP shortfall Calculator
- PSP shortfall calculator
- Reaching Resilience
Royal London Tools
Use our national insurance calculator – Royal London for advisers
Maximum benefit calculator – Royal London for advisers
The Exeter Tools
Vitality Tools
http://www.vitalityrealitychecker.co.uk/
Zurich Tools
- Maximum Monthly Benefit calculator
- Dual Deferred Period Maximum Benefit calculator
- Pre-app underwriting tool – this tool can provide indicative terms for products including income protection
Signposting
The Biba find insurance page can be accessed here or alternatively you can call 0370 950 1790 to speak to an adviser who can help find insurance for a specific need.
Case Studies
This case study featured in the Mail online on 3 April 2021:
Insurance that can help if you have Long Covid
Too ill to work, too broke not to. Report from the Money and Mental Health Policy Institute (sponsored by Aviva)
The following report from the Money & Mental Health Policy Institute (and sponsored by Aviva) may be of interest along with the resulting press coverage. The report looks at Sickness absence due to mental health problems and the long term implications that it can have.