Andrew Wibberley

Andrew has been a consultant for 5 years, having previously worked at reinsurers and insurers in and around the underwriting space. As Director of Alea Risk he’s worked with insurers, distributors, charities and tech companies to improve existing processes and propositions and introduce new ideas to help more people get protected. He was an original member of the Access To Insurance group and led the Underwriting Trust and Transparency workstream before becoming co-chair of the IPTF in 2021.


Katie Crook-Davies

Katie entered the protection industry in 2011, joining the Swiss Re pricing team. She subsequently moved to Vitality, where she supported financial advisers and national distributors on the full suite of protection products. Katie is a qualified life and health actuary and is now an independent consultant and managing director of Tabei. She also co-hosts the Risky Mix podcast and became co-chair of the IPTF in 2021.


Jo Miller – Co-Chair

Jo Miller has been a part of IPTF since 2013 working on the Seven Families campaign and since then providing operational support to members. Jo became Co-Chair in 2021 alongside Andrew Wibberley and Katie Crook-Davies.  Outside of the IPTF, Jo has worked for Protection Review since 2010, latterly as Director of Operations overseeing the running of digital and face to face events.   Jo previously worked as an Operations and Account Manager for the Financial Services practice at EY and before that for an international events company.

IPTF Executive Committee

Setul Mehta

Setul has over 18 years of financial services experience, with expertise focused on Strategy, Distribution, Operations, Governance and Development. Alongside financial services, he supports the education sector as a Board Trustee within a growing Multi Academy Trust.

Setul has been a keynote speaker at IPAW and continues to play a critical role as an executive committee member in enabling the IPTF to continue to reach new heights.


Naomi Greatorex

Naomi Greatorex is a multi-award winning protection specialist, with over 20 years of industry experience. Having worked to a senior level in the Insurer space, Naomi started her business Heath Protection Solutions in 2014. Working within professional networks, Naomi has concentrated here on supporting women accessing protection advice.


Monica Garcia

Monica  brings over 17 years of clinical, vocational, research, and insurance experience, championing best practice in the UK’s Insurance market.

Through her work with insurers, third-party providers, employers and employees, Monica leads the development of evidence-based solutions, to achieve the best possible health and return-to-work outcomes.

She also has an active role in industry initiatives, speaking at conferences, and through publications, addressing the non-technical aspects of disability insurance risk management, improving access to insurance, and promoting the benefits of Vocational Rehabilitation (VR). She is a Trustee of the UK’s Vocational Rehabilitation Association, VRA.


Shaun Ware

Shaun has over 20 years of protection experience across both the individual and group protection markets across roles including marketing, propositions, and operations.

He has represented The Exeter at IPTF since 2019 and is committed to raising awareness of protection insurance and delivering exceptional customer experiences.

Rebecca Lowe