Income Protection is most commonly bought through independent financial advisers, but it can also sometimes be bought through a bank, comparison site or direct with insurers. Independent advisers will be able to provide personal guidance on the most suitable policies for your circumstances, typically from a range of at least ten different insurers. Most advisers will not charge a fee for their advice as they will receive commission from the insurer once your policy starts, however, if you prefer most advisers will also offer a fee option instead of receiving commission.


Which? is an independent organisation that offers advice to help consumers make informed decisions. Their campaigns tackle consumer detriment  with the objective of making consumers’ lives fairer, more simple and safer.Their services and products aim to put consumers’ needs first, to bring them better value.


A website directory connecting you with over 26,000 financial advisers, mortgage brokers, solicitors and accountants in the UK. Every adviser listed here is qualified, regulated by the FCA and independent of product providers. The site contains a smart search to find exactly what you need  whether you’re after independent financial advice, the best mortgage, accounting services or legal help.