The Perception Gap

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  With the announcement by the Work and Pensions Select Committee of the first oral evidence session for its inquiry into Employment and Support Allowance (ESA) and Work Capability Assessments (WCA), there is a renewed focus on access to State benefits at times of need and the level to which Read more [...]

2014 – the year of action!

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Peter Le Beau issues a call to action... The cynics in our industry might chuckle at the suggestion that 2014 is a year which may see a transformation in the fortunes of income protection. They would cite (sadly with good reason) a series of past clarion calls, some of them by the IPTF, to make the Read more [...]

Income protection, lifestyle protection…

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Johnny Timpson of Scottish Widows argues that our industry should reach out to a diverse range of expert partners to make protection insurance the norm rather than the exception. Now is the time for collaborative working...And we have potential partners waiting for us to step up! Given the fragility Read more [...]

Welfare Challenges

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Five giant evils The world of welfare has always presented challenges to society. Many people have attempted to take up that challenge, none more so than Sir William Beveridge who in December 1942 set out to address the ‘five giant evils’ haunting Britain…Want, Disease, Ignorance, Squalor and Idleness. Read more [...]

To Risk Management and Beyond

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As the State steps back and the Government continues its Welfare Reform programme, employers have a central role to play in ensuring effective rehabilitation. Katharine Moxham, spokesperson for Group Risk Development (GRiD) explores how employers with Group Income Protection are well-placed to meet these Read more [...]